Every month, you pay premiums for your dental insurance to get affordable services for the care you need to keep your teeth and gums healthy. You can see your dentist in Wylie twice a year for a cleaning and checkup for little to no out-of-pocket expense. In addition, you are given a yearly allowance to quickly correct any issues that develop. While you may think your insurance benefits will always be there for you, they will not. At the end of the year, your coverage expires. If you do not use any remaining benefits now, you lose them.
Enjoy Affordable Dental Care
Dental insurance is designed to keep your smile healthy using a focus on prevention. By preventing oral health issues from developing in the first place, you keep your teeth and gums healthy. This lessens the need for an invasive procedure in the future. In fact, every $1 spent on prevention can save you $8 to $50 in fees for your restorative or emergency dentist in Wylie. To get the care you need, your insurance policy allows you to see your dentist twice a year for a cleaning and checkup for little to no cost at all. Even with the best prevention, issues can still arise, like tooth decay and gum disease. To treat the problem quickly, you are given a yearly allowance to use toward restorative treatments. Depending on your specific policy, they may cover as much as 80% of the cost.
To make the most of your benefits, it is recommended you choose a dentist who is in your insurance’s network. This means they have pre-negotiated rates with your carrier to reduce the amount you need to pay out-of-pocket. While it is often recommended you choose one who is in-network, you can still visit one who is not. You will need to pay the difference between the dentist’s fees and your insurance’s allowable coverage.
Use Your Benefits Today!
On average, less than 3% of Americans meet or exceed their annual coverage. Even if you have visited your dentist this year, you likely have several benefits remaining. At the end of the year, anything that has not been used will expire. They do not carry over for accumulation, and you will not be reimbursed for your premiums or deductible. You could lose hundreds of thousands of dollars in unused coverage if you do not maximize the value of your policy before the year ends.
Maximize Your Coverage
Although it may be a busy time of the year, it is best to visit your dentist. They work on your behalf with your insurance company to limit the amount you need to pay.
About Dr. Fesaha Gebrehiwot
Dr. Fesaha Gebrehiwot strives to provide affordable dental care to create generations of healthy smiles. As a general and cosmetic dentist in Wylie, he offers the services you need to maintain your oral health goals. If you have remaining benefits, do not wait. Contact Trusted Dental Care today!