Dental Financing Options in Wylie, TX
We believe our patients should have affordable access to cosmetic and wellness procedures and products. Everyone deserves to feel great and confident about themselves and their appearance. We offer financing options and payment plans so that you can afford the best treatments and services.
CareCredit is a company that provides patients with credit for their elective procedures, offering short-term, 0% interest payment plans and low-interest, extended payment plans. CareCredit has no up-front costs, no fees and no pre-payment penalties.
Dental Insurance
Making Dentistry Affordable
Do you and your family currently have dental insurance coverage, whether through an employer or an individually bought plan? If so, it’s important to take advantage of this valuable benefit to its fullest extent! Not only can dental insurance help you receive important preventive care without additional cost, but it can also reduce the chances of experiencing more harmful and expensive smile damage later down the road.
At Trusted Dental Care, our team members are highly knowledgeable about the various in’s and out’s of insurance coverage, and they’ll be happy to help you navigate your specific plan and monetary benefits. Contact us today to schedule a first appointment here in Wylie, TX!
How Dental Insurance Works
While every dental insurance provider’s coverage is unique, there are some basic guidelines that most follow:
- Essential preventive care (such as annual or semi-annual checkups and cleanings) is covered at 100%.
- Basic restorative care (such as gum disease therapy, fillings, and root canals) will likely have anywhere from 70% to 80% of its cost covered.
- Major restorative care (such as dental crowns, bridges, and dentures) will likely have around 50% of its cost covered.
What is the Difference Between Dental and Medical Insurance?
Dental insurance is primarily focused on stopping likely problems before they begin, which is why checkups, cleanings, and other prevention-minded services are covered at 100%. On the other end of the spectrum, medical insurance places the bulk of its resources on covering the costly consequences of serious injuries and illnesses after they are already in motion. This is also why medical coverage is more expensive, on average, than dental insurance.
In-Network VS Out of Network
Whether our Wylie practice is in-network or out of network with your specific insurance plan, we will be happy to welcome you in as our newest patient. Learn more about the differences between these two distinctions below:
In-Network Coverage
If a dental practice is in-network with a specific provider, that means they’ve agreed to accept fixed, negotiated rates for certain services. These rates are typically discounted when compared to rates offered by out of network practices.
Out of Network Coverage
Contrary to popular belief, patients shouldn’t have to feel that “out of network” dental practices are out of bounds. At Trusted Dental Care, we’ll be happy to take a look at your particular benefits, file claims on your behalf, and help you understand the out-of-cost estimates you can expect when undergoing certain treatments. In many cases, this cost will be very similar to the “in-network” rates.